Do you want to purchase car insurance but you don’t have a driver’s license? This idea seems a little counterintuitive because there is no need to get car insurance when you cannot drive a car legally. But, you must know that Yes, you can get car insurance without a driver’s license. It may surprise many drivers, but it is true.
Though you can get no driver license car insurance, it is not as easy as you think, because most of the car insurance companies ask for a valid driver’s license number when you apply for car insurance. You may run into a problem when you don’t have any license to provide.
But, there are many situations when it is quite necessary to buy car insurance and due to the unavailability of a license, you can’t drive a car. Here, we have collected some of the reasons why a person without a license may need to buy car insurance.
Why do you need car insurance for unlicensed driver?
As you have read earlier that you can buy car insurance without a driver’s license, but it depends on the situations when you need it the most. Let’s have a look at some of the common reasons when you can’t drive a car but need car insurance to protect your car.
- Many states allow you to drive a car by providing a provisional license, but when it comes to car insurance, there is no provisional policy out there. It means if you want to drive a car with your learning driver’s permit, you have to ensure your car, no matter whether you are an adult or a teenager.
- If you have some health-related issues and are unable to drive a car, but you want your caregiver to drive your car. In this situation, you require car insurance for another person so that he/she can drive your car.
- No doubt a personal chauffeur is a thing of rich people, but the time has changed. Now, even the senior people who don’t have a valid license and cannot drive a car usually hire a personal driver so that he/she can take them to the desired locations. So, the owner of a car needs car insurance for a driver who is going to drive his/her car.
- If you want to insure your car but due to some reasons you are not able to get a driver’s license from your state, still you can buy car insurance using your current passport or Matricula Consular ID. There are many insurance companies that offer car insurance without a driver’s license with these two important documents.
How to get car insurance no driver license needed?
The right process of getting car insurance is to provide a valid driver’s license number. But what to do when you don’t have a license? As you can’t provide a license number, then many car insurance companies may find it a little risky to insure an unlicensed driver. But, you still have the chance to buy car insurance even if you don’t have a driver’s license.
Many companies allow you to apply for a car insurance policy with the name and license number of another driver i.e. principal driver or primary driver. This way you are able to ensure your car by listing yourself on the policy, but you are not a driver.
Also, always keep in mind that whether you have a driver’s license or not, you should have car insurance for the security benefits that your policy offers.
If you are wondering how to obtain car insurance with no drivers license, Alias Insurance can help you in ensuring your car with the name of another driver. The experts will help to shop around to find a company that offers affordable policy without your valid license number.