Have you always wantedto travel to Singapore-Malaysia via the land border? If yes, then there is some good news for you. The Singapore government’s latest policy states that fully vaccinated travellers entering Singapore or Malaysia through the land route need not carry travel insurance starting 1st April 2022. However, if you are unvaccinated or have taken only one dose, you will need to be covered under a travel insurance policy.
You’ll also need to secure your trip if you possess a short-term visa.You can either get travel insurance online or offline at your convenience.Here’s how getting travel insurance will help you:
- Emergency medical assistance
If there is an unexpected medical emergency while travelling, your travel insurance willcover the cost of hospitalisation through cashless mode atany of the network hospitals. Youwill also get 24×7 support on call during such tough times.
- Flight delay
If yourflight gets delayed, you can get financial assistance related to rerouting,reimbursement or rebooking. Also, if you reach your destination late due to a delayedflight, you can claim compensation.
- Luggageissues
It ruins the fun and excitement of travel if you have to wait for hours to collect your luggage orfind out that your luggage did not arrive at all. With travel insurance, expenses for buying essential items in this case will be covered.
- Missed flights or cancellation
You can claim compensation if you miss your connecting flight because your previous flight was delayed or cancelled due to the airline’s decision. You have to provide the required proof that you have not travelled.
- Flight hijack
Flight hijacks are rare, but your travel insurance will cover you if you face thissituation. You can get a special allowance if you are a victim of a flight hijack that lasts formore than 12hours.
Features of travel insurance
- Customised plan
You can get travel insurance policies that are customised to meet the requirements of both your leisure and business trips. If you are a frequent traveller, you cango for an annual multi-trip policy designed for frequent flyers.
- Sum insured
It is the amount of compensation that will be provided to you in case of a loss. You will receive the sum insured (SI) that is mentioned on theplan depending on the type of the loss.
- Claim procedure
You can raise a claim by visiting the insurer’s website or by calling on their helpline number. In case of a medical emergency, they’ll assist you with the information on the nearest network hospital and cover your hospitalisation on a cashless basis.
How to buy a travel insurance policy online?
Buying an online travel insurance policy is easy and convenient. This way,you can save both time andmoney compared to an offline purchase. You do not have to follow up with an insurance broker oragent or rely only on their recommendations. You can select a suitable policy and get the best deal from your insurer. You can also get additional discounts from some insurers.
Travel insurance is financial security against the risks that can come your way when you travel. Whether it is a vacation or a work trip, things do not always go as planned,and uncertainties such as a missed flight, luggage loss, severe illness etc., can take a toll on your travel plans and finances.