Over 40 million Americans move homes. That calculates to about 13 percent of Americans moving each year. If you’re thinking about moving, you’re not alone. It’s stressful, tiring, and potentially expensive.
Planning a move can be overwhelming, but there are a few simple steps you can take to make it as stress-free as possible. With a little bit of preparation, you can avoid becoming overwhelmed and disappointed.
Keep reading to learn how to plan a move.
Scout for Home Properties
First off, let’s start with knowing your house options. When it comes to finding the perfect home, scouting for properties is a great way to get started. Taking the time to look at different homes and neighborhoods can help you get a better idea of what you’re looking for in a home.
It’s also a great way to get a feel for the real estate market in your area. Here are the different types of homes:
- Mobile home
Some properties are offered as rent to own homes. Follow this link to learn more.
1. Know Available Home Payment Schemes
There are many different payment schemes available for home buyers. Each has its own benefits and drawbacks, so it’s important to research each before making a decision.
These schemes can be used in conjunction with each other or on their own, depending on your circumstances. Some of the most popular schemes include:
FHA Loans and HUD Homes
There are numerous payment schemes available when a family is looking to purchase a HUD home. FHA loans are a great option for many because they allow for a low down payment and have more relaxed credit requirements than other conventional loans.
Homeowner Voucher Program
The most common type of voucher program is the direct payment scheme, where the homeowner receives a check from the government each month to help cover the cost of their voucher. There are also income-based payment schemes, where the amount of the voucher is based on the household’s income.
An equity loan is a loan that uses the equity in your home as collateral. The amount of equity you have in your home is the difference between the appraised value of your home and the amount you still owe on your mortgage.
2. Determine Your Timeline
Assuming you have already sorted out where you are moving to and what kind of budget you have to work with, the next task is to determine your timeline for the move. This is important for a number of reasons – both financial and practical. You need to give yourself enough time to do a proper job of packing and unpacking, but you also don’t want to be paying for storage unnecessarily.
A few factors to consider when working out your timeline include:
- The current lease term left
- The best time to get a good deal on a moving company
- Need for employee notice before the resignation
- Duration to home set up a new home
Once you have a good idea of when you need to be out of your old place and into your new one, you can start working on the details of the move itself.
3. Purge Your Possessions
When you’re looking to purge your possessions and downsize your life before your move, there are a few key steps you’ll want to take in order to make sure the process goes smoothly. Here are important packing tips to take when you plan a move:
- Clearly identify your goals for the move
- Make a list of everything you own
- Go through your belongings room by room
- Get rid of anything that no longer serves a purpose
- Donate or sell items that are still in good condition
- Choose the right furniture to bring
4. Plan the Packing Process
When it comes to packing for a move, there are a few things to keep in mind to make the process as smooth as possible. First, create a list of everything that needs to be packed. This will help you stay organized and keep track of what needs to be done.
Next, start with the items that you will need the least during the move and pack them first. This way, you won’t have to dig through boxes to find what you need. Lastly, label each box with its content and the room it belongs in.
5. Hiring a Moving Company
When you decide to hire a moving company, you are entrusting your belongings to strangers. You need to be sure that the company you hire is reputable, reliable, and insured. Get quotes from several different companies and compare their services.
Be sure to read the fine print and understand the terms and conditions of their services. Make sure you are comfortable with the company you choose before you sign any contracts.
6. Set up Mail Forwarding
One important step is to set up mail forwarding. You can do this by contacting your local post office and asking them to forward your mail to your new address. Make sure to do this a few weeks in advance so that you don’t miss any important mail.
Another important step is to notify your utility companies of your move and schedule a time for them to turn off/on your service at your new address. You will also want to update your address with your financial institutions and the IRS.
7. Getting Ready for the Big Day
There are a few things to keep in mind when getting ready for a big move:
- Give yourself enough time to pack
- Pack an essentials box
- Make a list of all the people you need to notify
- Arrange for transportation
- Stay organized
Learn How to Plan a Move Today
After reading this article, you should have a better understanding of how to plan a move. The most important thing to remember when planning a household move is to start early and give yourself plenty of time to plan.
By following the seven important moving tips outlined in this article, you can ensure that your move goes smoothly and is as stress-free as possible. So what are you waiting for? Start planning your move today!
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