Everyone deserves a vacation, including you. The primary obstacle standing in the way of an unforgettable voyage remains money. Fortunately, there are tons of ways to put dollars back into your pocket, including the ones below. With these earned dollars, you’ll be able to build a nest egg that can go toward a fabulous escape.
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Use Credit Card Bonuses
Financial experts warn against overreliance on credit cards with good reason. They usually have high-interest rates that threaten to spiral out of control. Still, if you have solid fiscal habits and always pay your bills in full, credit cards offer serious advantages. Regular usage opens up valuable rewards.
For example, American Express credit card bonus reward points build with every swipe. Those points may then be turned into cash you can put toward funding the excursion of your dreams. Collect points on everyday purchases, such as filling your car’s tank. You can also get up to 25% off vehicle rentals, thus helping lower costs when you’re finally on vacation.
Quit Smoking
If you’re one of the millions nursing a tobacco habit, the odds are high that you’ve been trying to quit. Most don’t need a lecture on the negative health impact of cigarettes. Rather, they want help with achieving their goal. Thankfully, there are plenty of resources available for those who want to take the first step. Let the cash you save provide an extra incentive to make the change permanent.
Cut the Cord
Everyone paying for cable television knows it isn’t cheap. Even if you’re okay with what you’re currently shelling out, there’s a decent chance the price will soon go up. Put an end to these bills and opt for an entirely wireless alternative.
It’s possible to fulfill one’s entertainment cravings with a few select streaming apps. Research which ones carry your favorite television programs and decide accordingly. If you’re a music fan, use the free version of Spotify instead of paying for full albums to get your groove on.
Reduce Energy Usage
Wouldn’t it be nice if you didn’t have to pay the electric company so much? You can, by instituting a few elementary household adjustments. Become mindful of switching off lights every time you leave a room. Install low-output bulbs. Trade older washers and dryers for modern appliances that deliver superior energy efficiency. Listen to environmental advocates for more ideas on reducing electricity consumption.
Eat at Home
While restaurant dining can be intensely pleasurable, the cost of eating out adds up fast. A less expensive option is cooking for yourself. As a bonus, you have greater control over what you’re eating. Eliminating fats and sugars will leave you feeling happier and more energized. Cooking for yourself is even cheaper if you whip up large batches of a favorite entree for freezing. Buy the necessary ingredients in bulk at big box stores and enjoy extra savings.
Compare Car Insurance Rates
Just because you have car insurance with a particular provider doesn’t mean you have to stay with that company forever. The market is brimming with alternatives. Request quotes from an array of insurers to find out if any are offering better deals. Also, consider switching to usage-based insurance. This option may be less costly if you don’t spend much time on the road.
Buy Clothes at Thrift Stores
Though the fashion industry would have us believe otherwise, it doesn’t need to cost a fortune to look sharp. If it’s possible to pay one-eighth the retail price, why not take advantage? Don’t let the ick factor of second-hand threads dissuade you from shopping at these outlets. All you have to do is limit purchases to finds that still have their original tags.
If you’ve ever researched voyaging to an exotic locale, there may have been sticker shock. Don’t let a limited bank account permanently block your travel ambitions. Simple lifestyle changes should fatten your wallet and make your fantasy getaway possible.