Trucking is a huge industry in the US, and the industry is just growing bigger. According to American Truck Association, there are more than 3.5 million active truck drivers nationwide.
Despite being a nationwide profession, this profession is not risk-free. According to the bureau of labor statistics, more than 1000 truck drivers lose their lives in truck accidents every year.
However, worker’s compensation guarantees benefits to the drivers who have fallen victim to aunty kind of truck accidents. If you find it hard to get back the true value of your compensation, you can take help from Los Angeles truck accident lawyers.
Things You Need To Know About Trucking Accidents And Compensation Claims
While filing for worker’s compensation claims, the compensation will vary on the type of injuries. Hence, it is difficult to predict what compensation claims employees will receive following a truck accident.
To evaluate the true value of the compensation claims, you must ask yourself the following questions.
- How severe are your injuries?
- How much does your injury limit you?
- What does your insurance policy cover?
- Who was responsible for the accidents?
Let’s see what other factors influence the evaluation of the worker’s compensation claims.
Not all accidents are a follower with serious injuries. However, one out of every 10 accidents are major and can cause serious injuries to the brain,m spinal cord, or amputations. These injuries can bring some significant medical bills. Fortunately, if a truck driver has caused the accidents, every medical bill is covered by the driver’s insurance company.
With serious injuries, calculating the exact value of the claim becomes difficult. Hence, ensure that you have all the medical records that can help you calculate the medical bills.
When you suffer from a serious injury, you might not be able to return to work immediately. With traumatic physical injuries, you might be asked to stay at home until you recover completely. This loss of time at work will directly affect your income.
If you suffer any injuries that keep you away from your work and are resulting in lost income due to accidents. Ensure to keep track of the time you miss the work. You can even add all the leaves and recovery time.
Ensure that you have a record of every detail, as it will help you get back the true value of your insurance claims.
Lost Earning potential
Yes, there are injuries that restrict you from returning to work for a couple of weeks or months. However, there are injuries where you cannot go to work for the rest of your life. For instance, injuries like amputation and paralysis may prevent you from doing your previous work.
If there is a possibility of any long-term injury, try adding that into your compensation claims. This will help you boost your compensation claim value.
Pain & Sufferings
After the truck accidents, most insurance companies take the physical injuries into consideration in the settlements or compensation. However, one factor that most people overlook is the amount of pain and suffering you had to go through.
Here are certain things that you can add to ensure you get compensation for your pain and suffering as well.
- How much of an impactful accident was?
- How traumatizing was it?
- How the accident has restricted you from enjoying the things you would have originally had.
- Are there activities that the accidents have prevented you?
Talk to your attorney about the impact of accidents and how it has caused you pain and suffering.
Accidents can be traumatizing, especially a truck accident. You might not be able to think properly. In cases like these, it is always better to hire an attorney representing you in the courtroom for the workers’ compensation claims.