A home warranty is a service contract that allows for the repair, maintenance, or, even, the replacement of your home’s major systems and appliances, subject to certain limitations.
This will not necessarily cover everything in your home, but it may include your plumbing system, your dishwasher, your refrigerator, your cooktop, your garage door, or even your pool! It all depends on the type of coverage you get.
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As a homeowner, you’re probably already familiar with home insurance. But there’s a big difference between a home warranty plan and a home insurance plan. Homeowners insurance covers damages and losses that are caused by unexpected events — think of damages from fires, or weather damages (from hail storms, lightning strikes, windstorms, etc.)
With a home warranty, you get coverage on major systems and appliances in your home. That is, home systems or appliances that were in considerably good condition when your coverage was purchased, and have slowly deteriorated over time — requiring either maintenance, repairs, or even straight-up replacements.
As mentioned, not everything is necessarily going to be covered under your home warranty plan. So, it is vital that you review your contract with the home warranty company that you sign up with. Things to look out for include: items under coverage, potential cap limits on coverage, or any hidden deductibles or trade call fees under your contract.
There are dozens of different home warranty companies out there, but we’ll be looking at one, in particular, called Total Home Protection.
A verified buyer, called Anthony (from Ft. Lauderdale Florida), of one of Total Home Protection’s coverage plans, says this about the company “Total Home responded fast and it went well. The person that I was working with was able to answer my questions and matched others that would give me certain extra months. The word is incentive.”
To ensure maximum efficiency, the company has introduced new AI-based technology and customer service systems that expedite the process of claiming your coverage. This new platform will also allow homeowners to keep track of, and follow, the entire process in real-time.
This makes Total Home Protection one of the most talked-about home warranty companies today, and it distinguishes them from all the other companies that are still using the same old standard customer service systems.
Here’s how Total Home Protection’s home warranty system works…
Total Home Protection offers a variety of plants to fit every homeowner’s budget. It’s up to you to choose a plan and customize it to what you believe your home needs.
Plans, coverage, and pricing for your service contract will vary based on where you live, the size of your property, and how much you want to be covered. Now, if you want exact details, with Total Home Protection, you can get a FREE quote by calling one of their representatives at their toll-free number 1-800-545-0402 or by filing a request on their online website.
When a covered item in your home falls into disrepair, it’s time to request service.
With Total Home Protection, you can connect to a service provider within minutes after you’ve notified the company of your claim. To do this, simply call their claims department or file a claim online through their online dashboard. Unlike with other home warranty companies, you won’t need to provide anything more than your policy number to make a claim.
Total Home Protection’s intuitive AI-based platform will then match your claim to the highest-rated technicians in your area. This service provider will then take care of the repairs or maintenance of the covered system or appliances in your home.
Total Home Protection works with a network of service providers that are trained, pre-screened, and carefully vetted through detailed customer satisfaction surveys to maintain the highest quality of services.
Unlike with other home warranty plans, Total Home Protection ensures total transparency when it comes to the progression of the job. You, as the homeowner, can track and follow its progress, live chat with professionals through text, or capture the digital history of home repairs and maintenance for your own record keeping.
Total Home Protection is a trailblazer with the intent of providing the fastest, most reliable, and the most trustworthy home warranty service in the industry. They’ve taken a very big and costly step introducing previously undiscovered depots of innovation in the home warranty industry that make it as easy as possible for you to get what you need.
So, help them protect your home by getting a Total Home Protection warranty today.
Home warranty costs and coverages vary widely between one home warranty company and another. Today, we’ll be looking at one of the front-line home warranty companies in the industry, Total Home Protection. How much does a home warranty cost with Total Home Protection, and what does it actually cover? Learn more below.
Home warranty costs can vary a lot depending on your desired coverage plan, the cost of the services in the state you live in, the size of your property, and a variety of other factors.
If we’re talking averages, most home warranty companies charge around $500 to $750 annually per home warranty. These are just for basic plans, it does not include any additional coverages you might want or minor service charges that need to be paid per visit.
Now, this average does not necessarily reflect Total Home Protection’s own warranty costs. But, if you’re serious about wanting to find out whether Total Home Protection is for you, they do offer a FREE quote on their online website — which will allow you to get a near-accurate billing on how much your own home’s warranty will cost under their coverage plans.
You can also call their toll-free number for the quote, or connect with a representative who will be able to answer your questions so that you can make the most informed decision.
Now, as for what is covered, that will depend entirely on the coverage plan that you choose. Most home warranty companies offer several levels of coverage, plus optional coverages, that you can choose from based on what you think you will need and your current budget.
That does not mean that your home warranty company will cover everything. For one, a warranty plan should not be confused with a home insurance plan. A home warranty plan covers repairs or replacements that occur only as a result of natural wear and tear on a covered critical system or appliance in your home.
Again, the service contract applies only to covered items. So, if the item that you want to be repaired is not under your coverage plan, then the cost will not be covered by the home warranty company. That’s why it is best to always go over your contract and ensure that you are completely aware of what is covered and what might not be covered based on the set limitations on your agreement.
Total Home Protection offers different comprehensive warranty plans designed to suit every homeowner’s budget. Starting at their Gold and Platinum levels, which can cover anything from your refrigerator, your cooktop, your garage door, or even your plumbing system!
There are also optional additional coverages that you can apply for that can cover your pool, septic system, a second refrigerator, and so much more.
Based on your service agreement, the repair, or even, the replacement of covered items will be accepted regardless of age, make or model. Again, subject to limitations based on your own personal contract.
If you do decide to purchase one of Total Home Protection’s available home warranty coverage plans, then all you need to do is call their toll-free number 1-800-545-0402 or access their website online. Your coverage begins 30 days after enrollment and the receipt of applicable contract fees.
After that, claiming a covered home system or appliance for maintenance is as easy as calling their claims department or filing a claim online with just your policy number. Total Home Protection’s new and intuitive AI-system will then almost automatically match you to the highest-rated technician in your area.
Their new platform will also allow you to follow the entire process in real-time, a rare feature that Total Home Protection’s development team has designed to make sure that you are kept up-to-date of the repairs or maintenance happening in your home.
If you want to protect your home and your wallet from unexpected repairs, maintenance, or replacements of the major home systems or appliances in your home, then the best solution is to get a home warranty plan.
Just pay attention to those service agreements, and, if you do end up signing up for one Total Home Protection’s warranty plans, take full advantage of their excellent customer service systems to ensure that you are staying informed on your home’s own protection.
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