Flaunting your ride is easy. Bragging about its features is fun. Until when? Until someone asks you to lend it!
You may derive much pleasure in introducing your new wheeled family member to everyone, but what if your close family or friends plead with you to allow them to take it for a spin?
Wouldn’t your heart sink at that question? Just imagine your new ride is in someone else’s hands and you are not sure how they would handle it.
Car insurance Nsw will come to your rescue to protect your pocket from unexpected damages caused by someone else manhandling your car.
Before you decide on handing over the keys to your beloved friend or courteous family member, make it a point to seek specific answers from them about their driving. Best to make things clear from the outset.
Find out if the driver handling the wheel has sufficient expertise and is smooth in driving your vehicle. If you have a history of travelling with them, even better! You would have had a practical experience of their skills.
Also, make sure you list them on your car insurance policy. You may not be covered for unlisted drivers at all, or there may be a big excess involved if you claim for damages they caused while driving your car.
You would also want to ask the driver if they have a valid driver’s license. It is essential to determine that the driver has received permission to drive a car from their state’s transport authority.
Please have a quick chat to extract information regarding who would pay for the damages during a possible road accident or disaster. Of course, by being gentle.
Try to get to the root of the matter and inquire about the reason for borrowing your car. If it is for show or display, you may politely decline to lend your car.
Check the person’s take on cleanliness and delicate usage. It is wise not to get your car into trouble by joining hands with people who pursue high-speed thrills. You do not want your vehicle covered with dents and scratches or an interior wrecked with fast food crumbs and soda stains.
The best precaution to take before you hand over your ride is to compare car insurance online, sign up for a package, and have your papers ready.
You also need to remember the borrower may not always be at fault in case of an accident. It could be the other driver who crashed into your car. However, they may not have car insurance themselves so it’s a great idea to ensure you’re covered.
Take the best possible measures to protect your car, yourself, and the borrower. Ensure that everything’s alright before they head off and assure yourself that your car will return home safe and sound.
