Suffering an injury can be a tremendous financial setback. Many personal injury victims decide to sue the offending party for compensation. When they do, though, they discover that their health insurance provider issued a lien against them.
What is a medical lien, you ask? When you hear the “lien” medical term, it refers to a payment the health insurance demands for your treatment.
They argue that you did not pay for the treatment you received. Instead, the health insurance company paid for it. So, they argue that any money you receive should go to them.
Facing a medical lien can be troublesome. Fortunately, several lawyers can help you navigate the challenge! We’ll describe some benefits in the guide below.
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Lawyers Know What Type Of Medical Lien You Have
Fighting medical liens can be a challenge for laymen, not least because several types of liens and claims exist. Generally, they fall under two categories:
- Statutory Claims
- Contractual Claims
Statutory claims usually involve Medicare, Worker’s Compensation, or Veteran’s Administration hospitals. In contrast, contractual claims usually involve health insurance providers, ambulance calls, and others.
Some liens are easier to negotiate than others. However, differentiating between them can be a complicated task.
Instead, hire the best lawyer for your case. They have the legal expertise to understand what type of lien affects you and negotiate it.
The Best Attorney Communicates With The Lien Claimant
It’s often intimidating for people to communicate with their lien claimant. They may find that the claimant uses jargon and complicated terminology to confuse them. You may also find it confusing to know whom you should contact.
Once again, lawyers are a godsend in these situations. When you hire a lawyer for the case, they’ll handle communication with the claimant.
Lawyers have the necessary training for understanding what the claimant communicates. From there, they can explain the situation to you in terms you comprehend.
The best attorney also ensures you don’t fall out of the loop. Even though they handle the bulk of your communication, they still keep you posted on the lien process. This way, you always know what the process requires of you.
Lawyers Negotiate Claims With The Lien Claimant Before Finalizing A Settlement
As the process comes to a close, your lien claimant will eventually make a settlement offer. Initially, this may seem like a relief. Once they offer a settlement, you can agree and resolve this conflict.
However, a settlement may prove unfair to you. It often pays to have a lawyer assess the offer and negotiate with the claimant afterward.
Lawyers can negotiate more manageable settlement payments for your case. This way, you can keep more money and resolve the proceedings.
Find The Best Lawyer For Your Medical Lien!
Facing a medical lien can be an intimidating challenge. Fortunately, you don’t have to face this alone.
Instead, find the best attorney to help you through this struggle. With their help, you can save money and put this conflict to rest.
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